Tools
Stamp duty calculator
Two duties land on a Malaysian purchase: one on the transfer of ownership, one on the loan agreement. This works out both.
Rates are the standard tiers. Budget exemptions for first-time buyers change year to year and are not applied here — confirm with your lawyer.
The tiers
| Portion of the price | Rate |
|---|---|
| First RM100,000 | 1% |
| RM100,001 to RM500,000 | 2% |
| RM500,001 to RM1,000,000 | 3% |
| Above RM1,000,000 | 4% |
The bands are marginal. On a RM600,000 purchase the first RM100,000 is charged at 1%, the next RM400,000 at 2%, and only the last RM100,000 at 3%.
Frequently asked
How is stamp duty calculated in Malaysia?
Stamp duty on the transfer of ownership is tiered: 1% on the first RM100,000, 2% from RM100,001 to RM500,000, 3% from RM500,001 to RM1,000,000, and 4% on anything above RM1,000,000. Each band applies only to the portion of the price inside it.
Is there stamp duty on the loan as well?
Yes. The loan agreement carries its own stamp duty of 0.5% of the loan amount, separate from the duty on the transfer.
Do first-time buyers get an exemption?
Exemptions for first-time buyers and for certain price ranges are announced in the national budget and change from year to year. Check the current position with your lawyer before budgeting, since an exemption can remove the transfer duty entirely.
When is stamp duty paid?
It falls due when the sale and purchase agreement and the loan documents are stamped, which the conveyancing lawyer handles shortly after signing.
Counting the full cost?
We can walk you through the duties, the legal fees and the payment stages on any project on this site.